Last updated 20 April 2017

This Privacy Policy is subject to PayNow’s End User Licence Agreement (EULA).  Unless otherwise stated, this Privacy Policy adopts the definition of terms in the EULA here.

INFORMATION WE COLLECT. PayNow collects information from you when you visit PayNow’s website; make an enquiry with PayNow; download the App; lodge comments, enquiries or reviews on the on App via the GooglePlay store; and use the App. This information includes (but is not limited to) email address.

USE OF INFORMATION. Any of the information PayNow collects from you may be used in one of the following ways: to personalise your experience (your information helps us to better respond to your individual needs); to improve our website (we continually strive to improve our website offerings based on the information and feedback we receive from you); to improve customer service (your information helps us to more effectively respond to your customer service requests and support needs); to process transactions with Stripe (your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested); to administer a survey or other site feature; to send periodic emails (the email address you provide for order processing, may be used to send you information and updates pertaining to your order, in addition to receiving occasional company news, updates, related product or service information, etc – note: If at any time you would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email); and GoogleAnalytics features.

PROTECTION OF INFORMATION. PayNow implements a variety of security measures to maintain the safety of your personal information when you use the App for the Platform Services. We offer the use of a secure server. No Card Details are ever stored by PayNow. The App uses Stripe’s mobile Application Programming Interface (API) to encrypt and pass Card Details and Data to the Stripe server where it is securely processed by Stripe’s, which is certified to the highest level of PCI-compliance.  Your Data and Card Details are further protected by Stripe’s Privacy Policy, with which PayNow complies.

COOKIES. PayNow uses Cookies.  Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognise your browser and capture and remember certain information.  Cookies are used by PayNow understand and save your preferences for future visits, keep track of advertisements and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We may contract with third-party service providers to assist us in better understanding our site visitors. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business.

DISCLOSURE OF INFORMATION TO OUTSIDE PARTIES. We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include Stripe, or trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

TRUSTED THIRD PARTY AFFILIATIONS.  Occasionally, at our discretion, we may include or offer third party products or services on our App or website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

CONSENT. By using the PayNow App or website, you consent to our Privacy Policy.

CHANGES TO OUR PRIVACY POLICY. If we decide to change our privacy policy, we will update the Privacy Policy modification date above.